Business Professional 201802-001

4 Ways to Boost Productivity in Your Office

How do you boost productivity at work? While there are many ways to increase efficiency and get things done, one way is by making sure you have the right office supplies. The information below offers tips on how the right supplies can improve productivity in the workplace.

1. Use a Portable File Organizer

There are different methods for filing documents in an office. Some people prefer to go the color-coded route, while others prefer a simple alphabetical order system. Either way, it’s best to ensure you employ a system that allows you to easily access the files used most often. Sometimes this can be accomplished with a portable file organizer that’s maintained on your desk. This is an inexpensive product that can be purchased along with other office supplies.

2. Create an Urgent Folder

Imagine having a red urgent file on your desk. This is a file of things that must be accomplished before you leave for that day. Something as simple as a brightly colored file can help to ensure you get things done and stay on track. It’s the little things that can help you progress in your career and this is one of them. It’s not uncommon to end a workday only to discover that you didn’t complete an important task. A simple red folder can possibly prevent that from happening. Incidentally, this is why priority activities should be completed first thing in the morning. There is more information available at the Southwest Business Products website.

3. Toss Old Supplies

How much time is wasted clicking through old pens that don’t work? It’s common for ballpoint pens to dry up, yet remain on an office desk or inside of a drawer. It’s best to maintain a fresh supply of new pens available. If you’re not responsible for placing the order for office supplies, make sure you request quality pens that write well and last for decent amount of time.

4. Scan Documents Daily

If you don’t have a paperless office, it’s something you should think about developing. Why? Because having a paperless office means you’re able to access files from anywhere. This is perfect for companies with remote workers. It’s also great for increasing your productivity levels. If you’re scanning documents then you’ll likely need to have a shredder in your office to get rid of physical documents that are no longer needed. You can find an affordable shredder at most office supply stores. Once you go paperless, you’ll wonder why you didn’t do it sooner because it can make work much easier, while eliminating clutter.

Productivity is usually a priority for every business, as it should be. These tips can simplify everyday tasks so that you can focus on more important activities.

8 Questions to Ask A Mortgage Broker

Calling on the expertise of a mortgage broker will make it easier to get the right home loan for you and your family. Take the time to ask the following questions to ensure you understand everything about your mortgage.

1. What Home Loans are Available?

can typically find you any type of home loan available, but there are times the offerings of various lenders don’t include all kinds. Make sure you find out if you are getting the most comprehensive selection possible.

2. How Do I Qualify for a Home Loan?

Some types of home loan programs have specific qualifications you must meet in order to get the mortgage. Your credit score and ability to pay the loan back are essential elements of getting qualified.

3. Which Home Loan is Best for My Situation?

Your mortgage expert should be able to find the best type of home loan for your exact situation and level of qualifications. Find out about home loans that help with veterans, troubled credit, and other criteria. The CMS Mortgages website is a useful resource if you would like to learn more information.

4. What is the Difference between Prequalification and Preapproval?

Being prequalified to get a home loan is different from a preapproval. Being prequalified is the process of gathering basic information to determine which type of loan you qualify to get. Preapproval requires gathering the actual bank statements, other documentation, and credit retrieval to see if you are approved for a home loan.

5. What is the Amount I Can Borrow?

Your mortgage broker can help you through the process of getting a home loan approval that’s based on your ability to repay. You will be given the specific limit you can borrow after approval.

6. How Much Down Payment Do I Need?

The amount of down payment you need to purchase a home is generally 20% for a conventional loan. USDA and VA home loan programs can get you 100% financed. Other low-percentage down payment programs are available, such as an FHA loan.

7. What is the Interest and Annual Percentage Rate?

Each lender may offer a different interest and annual percentage rate for home mortgages. The interest is the percentage you pay for the actual loan. The annual percentage rate includes the closing costs with the loan.

8. What is My Home Loan Estimate?

Your home loan estimate will break down all the costs associated with the mortgage. It will show you the payment amount, fees, and terms to make you fully aware of where your money is going. Ask for an itemized breakdown if one is not immediately offered.

Always ask your mortgage professional when there are areas of a mortgage and the mortgage process you don’t understand.

How to Encourage Kids to Be More Active in School

Nowadays, with many students spending a lot of their time on the computer and on mobile devices and video games, it seems that a lot of students are not as active as they should be. However, there are ways that you can help kids to be more active in a school setting. From investing in more school gym equipment and school sports equipment to making other changes, you might be surprised by how much more active the students in your school can be with a little bit of effort.

Invest in Better Playground Equipment

First of all, encouraging kids to get outdoors and have some independent playtime is a great way to encourage them to be active. However, if there isn’t anything for them to play with, they might end up just standing around. Even though your school might already spend a lot of money on school PE supplies like gym divider curtains, basketball posts, school bleacher seats and other similar items, putting some of your budget toward buying things like swings, monkey bars and more can go further than you might think in encouraging kids to spend more time actively playing.

Improve Gym Classes

Even though your gym classes might have to follow a rather strict curriculum, there might be ways that you can improve it. Putting your existing gym teachers through additional training or hiring newer and more experienced gym teachers can help, for example. Looking at what other schools are doing in regards to improving their gym classes can also provide you with inspiration that you can imitate with your own school. For some kids, gym class is the only time that they are really active each day. This means that you should try to make the most out of it if you want to encourage active students.

Introduce New Sports Programs

Along with paying attention to gym class, you may want to look for other ways to get students active. For example, many students like to participate in after school sports but might not have found a program that works for them. By introducing more sports — such as starting up girls’ teams for popular sports and introducing sports that might not have been played at your school before — you can provide something for every student, even those whose interests have not really been reflected in the school sports that have been available at your school up until now.

As you can see, there are various ways that you can encourage kids to be more active in school. This can help ensure that the children who attend your school are as healthy as possible, and it can make them a whole lot happier as well!

Helpful Tips for Earning Teaching Certificates Online

If you have decided to continue to pursue your education degree through online courses, you may be wondering what to expect and how you can best position yourself for success with this endeavor. Teaching certificates do have a classroom component to them in almost all schools that you are considering attending, so you will not be able to entirely earn your degree online. For example, part of the teach training program includes student teaching, and you may need to be in the classroom for several months or longer to complete this aspect of the program. However, there are many opportunities for you to take education courses and even teacher professional development courses online, and these tips can help you to more easily manage your course load.

Devote Time to Your Classes Daily
Many people who want to earn an education degree online or who need to take a teacher professional development course online do so in an effort to save time. They may have a very busy and inflexible work and personal life schedule that prevents them from attending traditional classes. Online courses are designed specifically for this purpose, but you should still intend to devote ample time to your class despite your busy schedule. The most successful students in online education programs devote at least a portion of each day regularly focusing on their classes.

Make Full Use of All Educational Resources
One of the great benefits associated with an accredited online program is that you typically have full access to a wide range of educational resources. This may include everything from counseling and tutoring to an online library and more. Become familiar with the educational resources provided by your school, and put these resources to use for your benefit. You may find that they ultimately can help you to save time and earn better grades.

Keep in Touch Online
Another key to success when pursuing online education is to keep in touch with both students and professors online. There are many methods of communication that most schools make available, and the most common are chat rooms, messaging boards and email. Find the methods that your school provides, and make an effort to be active in each of the areas provided. This will help you with studying, preparing for tests and presentations and much more.

Pursing an education degree online is a great option for busy individuals or for others who do not find a traditional classroom environment to be ideal. If you are interested in pursuing education in an online format, keep each of these helpful tips in mind to maximize your learning experience and to ensure your overall success with your courses. For more information, additional resources can be found at University of Western Ontario Faculty of Education.

Medical University

Caribbean Medical School: What to Expect

Caribbean Medical Schools are schools that cater to North American students that are looking for an alternative approach to medical school. Many of the students that choose Caribbean Medical University do so because they did not succeed academically and could not get into their first choice schools in the United States or Canada. Canadian students comprise less than 10% of students who choose this route, but the number is rising because of the success of returning doctors.
Requirements

The requirements for these programs are usually similar or the same as universities located in North America. These programs want an application that proves that you’re a competent student who’re ready and willing to work for their medical degree. While these schools are a second choice option for students who needed academic help, that doesn’t make them party schools or free-for-alls. The workload in these schools is just as heavy as it is in continental North America, and this should be considered before applying to such schools.

It is important to know is that these schools are primarily based for students from the United States, but all of these schools accept Canadians, including the American University of the Caribbean School of Medicine, or AUC. These schools have a wide variety of students, who all have the desire to learn in common.

Academics

As mentioned before, the location of these schools does not intrinsically mean that they will get you an easy degree. Caribbean Medical Schools have such a high rate of students who go onto successful residencies because they are good schools to attend, ones that teach their students the required skills to become a doctor. You should not expect to arrive and find yourself in a pleasure paradise. Instead you should prepare to buckle down and work hard to get the degree you have dedicated yourself to pursue.
Environment

Studying at a Caribbean Medical University is often a shock to students unfamiliar with the culture and climate surrounding them during their studies. Many students are so focused on needing to get their degree that they don’t realize where they’re studying until they get there. It’s important to have realistic expectations about where you study, and researching the country and area you’re planning to go is a necessity. This can be achieved by making sure you’re up-to-date on any inoculations you needs, making sure you know the currency rate and how you’re going to transfer money, and ensuring that you know how to communicate with locals in a friendly and respectful manner.

Caribbean schools are great options for students who feel like they have nowhere else to turn, and the unfamiliar area may intimidate some students, but as long as you expect to work hard and know how to assimilate into the local culture, these programs will give you the degree and life experience you need.